Mobile Home Financing

Mobile home financing provides buyers with various loan options to purchase or refinance a manufactured home. Unlike traditional mortgages, mobile home loans may come from specialized lenders, banks, or government-backed programs like FHA, VA, or USDA loans. Financing terms depend on factors such as credit score, home age, and whether the home is on owned or leased land. Chattel loans are common for homes on rented lots, while conventional mortgages apply to homes on permanent foundations. With flexible options and competitive rates, mobile home financing makes homeownership more accessible and affordable.

The lenders we use and have been approved through are below. If you need to speak with one of the lender contacts, please give us a heads-up so we can make them ELEND and The Federal Savings Bank have government type loans (Conventional, FHA and VA).  All 3 have multiple loan products including Construction (combines land + home loans) and Chattel loans [home only]).

Please email HomeBound Homes at info@homeboundhomes.com once you have submitted your online load application.